USU Health Insurance Plan Details

Utah State University offers an insurance policy through First Underwriters. The plan is underwritten by United Healthcare insurance company and is compliant with the Affordable Care Act. This insurance plan is available for Logan campus students only.

The Insurance plan has a $500.00 deductible. You will be required to pay a co-pay (co-pay amount depends on the type of services received off-campus), and a portion of the total bill for off-campus visits.

  • Office visits: $35.00 co-pay
  • Emergency Room: $200.00 co-pay
  • 20% of the balance for services received off-campus when you use the UHC Choice Plus Network.
  • Prescriptions rendered “medically necessary” will require a $20.00 co-pay for generic medications and a $40.00 co-pay for name brand medications

*A list of providers is available online.

Sample Rates

Rates for Voluntary Coverage for Undergraduate Students and non-subsidized Graduate Students
Coverage for: Fall 
1/1/24 - 8/14/24
Student $1,706.00 $2,787.00
Spouse $3,204.00 $5,234.00
One Child $3,204.00 $5,234.00
Two or more Children $6,408.00 $10,468.00
Spouse + Two or more Children $9,618.00 $15,702.00

Current USU Insured Students

All insured students are expected, but not required, to use the Student Health and Wellness Center first before going to a physician off-campus. This allows us to treat medical conditions much less expensively and keeps our insurance premiums much lower.

If you have an emergency and/or the SHWC is closed, please go to one of the urgent care clinics or one of the emergency rooms in the community.

If you were covered last summer and have paid premiums for fall semester by the enrollment deadline, existing covered conditions will roll over with continuous coverage.

Graduate Student Health Insurance